# Home Loan EMI under Housing Loan Interest exception!

**URL:** <https://community.greythr.com/t/home-loan-emi-under-housing-loan-interest-exception/5920>\
**Category:** General Discussions\
**Created:** [September 2, 2022, 9:54am UTC](https://community.greythr.com/t/home-loan-emi-under-housing-loan-interest-exception/5920 "2022-09-02T09:54:23Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Nitin](https://avatars.discourse-cdn.com/v4/letter/n/d78d45/32.png) [@Nitin](https://community.greythr.com/u/Nitin)\
**Post date:** [September 2, 2022, 9:54am UTC](https://community.greythr.com/t/home-loan-emi-under-housing-loan-interest-exception/5920/1 "2022-09-02T09:54:23Z")

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Can I calculate “Home Loan Pre-EMI” under Housing Loan Interest exception and submit for deductions??? Need suggestions.

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**Author:** ![amiths](https://avatars.discourse-cdn.com/v4/letter/a/2acd7d/32.png) [@amiths](https://community.greythr.com/u/amiths)\
**Post date:** [September 2, 2022, 12:06pm UTC](https://community.greythr.com/t/home-loan-emi-under-housing-loan-interest-exception/5920/2 "2022-09-02T12:06:37Z")

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@Nitin

Yes, you can claim a home loan Pre-EMI in 5 instalments.  
Eg: If you have paid 1 L pre-emi interest then you can claim 20K in the next 5 consecutive years.