# Income tax benefits on under construction house?

**URL:** <https://community.greythr.com/t/income-tax-benefits-on-under-construction-house/3815>\
**Category:** HR\
**Tags:** employeebenefits, income-tax\
**Created:** [January 7, 2022, 6:32am UTC](https://community.greythr.com/t/income-tax-benefits-on-under-construction-house/3815 "2022-01-07T06:32:00Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![NamitaS](https://avatars.discourse-cdn.com/v4/letter/n/e480ec/32.png) [@NamitaS](https://community.greythr.com/u/NamitaS)\
**Post date:** [January 7, 2022, 6:32am UTC](https://community.greythr.com/t/income-tax-benefits-on-under-construction-house/3815/1 "2022-01-07T06:32:00Z")

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1. Can we get income tax benefits on under construction house?
2. How is it claimed?

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**Author:** ![pelatro](https://avatars.discourse-cdn.com/v4/letter/p/5f8ce5/32.png) [@pelatro](https://community.greythr.com/u/pelatro)\
**Post date:** [January 7, 2022, 6:53am UTC](https://community.greythr.com/t/income-tax-benefits-on-under-construction-house/3815/2 "2022-01-07T06:53:08Z")

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Hi Namitha

Exemption cannot be claimed during contruction, for claiming you need to occupy the house. Basically one has to provide possession certificate & completion certificate to get exemption for 1st time.

But after possession pre emi can we claimed in 5 next years but again this cannot exceed max of 2L.