# NPS for private employee

**URL:** <https://community.greythr.com/t/nps-for-private-employee/2366>\
**Category:** HR\
**Tags:** employeebenefits\
**Created:** [April 19, 2021, 9:34am UTC](https://community.greythr.com/t/nps-for-private-employee/2366 "2021-04-19T09:34:50Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Anushree](https://avatars.discourse-cdn.com/v4/letter/a/e0b2c6/32.png) [@Anushree](https://community.greythr.com/u/Anushree)\
**Post date:** [April 19, 2021, 9:34am UTC](https://community.greythr.com/t/nps-for-private-employee/2366/1 "2021-04-19T09:34:50Z")

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Hi,

What are the details of opening NPS account? Can private company employee open NPS account if current employer is not registered for NPS?

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**Author:** ![pelatro](https://avatars.discourse-cdn.com/v4/letter/p/5f8ce5/32.png) [@pelatro](https://community.greythr.com/u/pelatro)\
**Post date:** [April 19, 2021, 9:57am UTC](https://community.greythr.com/t/nps-for-private-employee/2366/2 "2021-04-19T09:57:03Z")

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yes…any one can open NPS…it is routed to NSDL & a/c also maintained there.  
it is advisable only for people paying more than 20% tax ( i feel)  
there are some catches in the NPS… like  
you cannot withdraw till 60 year  
only part amount can be withdrawn after 60  
no idea how they will calculate the monthly pension  
etc

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**Author:** ![Arpana](https://avatars.discourse-cdn.com/v4/letter/a/53a042/32.png) [@Arpana](https://community.greythr.com/u/Arpana)\
**Post date:** [April 19, 2021, 10:03am UTC](https://community.greythr.com/t/nps-for-private-employee/2366/3 "2021-04-19T10:03:37Z")

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Hi,

Yes, private company employee can open NPS account. Below is link for registration:

[https://enps.nsdl.com/eNPS/OnlineSubscriberRegistration.html?appType=main](https://enps.nsdl.com/eNPS/OnlineSubscriberRegistration.html?appType=main)

Please select Tier I because Tier II is for corporate. , employee need to register themselves online.
