# Questions on HRA benefits and claims

**URL:** <https://community.greythr.com/t/questions-on-hra-benefits-and-claims/289>\
**Category:** Ask the Community\
**Created:** [June 16, 2020, 6:38am UTC](https://community.greythr.com/t/questions-on-hra-benefits-and-claims/289 "2020-06-16T06:38:49Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![SantoshK](https://avatars.discourse-cdn.com/v4/letter/s/58956e/32.png) [@SantoshK](https://community.greythr.com/u/SantoshK)\
**Post date:** [June 16, 2020, 6:38am UTC](https://community.greythr.com/t/questions-on-hra-benefits-and-claims/289/1 "2020-06-16T06:38:49Z")

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- Can we avail tax benefits of HRA along with a home loan?
- Are we eligible for a HRA claim in case you stay with your parents and pay rent to them?
- Does HRA fall under 80C?
- Does HRA claim include electricity & maintenance charges of the house?

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**Author:** ![Likhith](https://avatars.discourse-cdn.com/v4/letter/l/7993a0/32.png) [@Likhith](https://community.greythr.com/u/Likhith)\
**Post date:** [June 16, 2020, 8:16am UTC](https://community.greythr.com/t/questions-on-hra-benefits-and-claims/289/2 "2020-06-16T08:16:50Z")

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–\> Yes, you can avail tax benefits of HRA along with a home loan

–\> In case you stay with your parents, you are eligible to pay rent to your parents and collect a receipt for HRA claim. However, similar rules don’t allow you to pay rent to your spouse and claim a tax exemption.

–\> No, House Rent Allowance falls under Section 10(13A).

–\> No, HRA is paid towards rent only. The maintenance charges are not considered as the landlord’s earnings to be calculated for his/her income tax. The electricity charges are not considered as the landlord’s earning since it is paid to the electricity provider