# What are some steps for claiming HRA deduction?

**URL:** <https://community.greythr.com/t/what-are-some-steps-for-claiming-hra-deduction/288>\
**Category:** Ask the Community\
**Created:** [June 16, 2020, 6:36am UTC](https://community.greythr.com/t/what-are-some-steps-for-claiming-hra-deduction/288 "2020-06-16T06:36:31Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![SantoshK](https://avatars.discourse-cdn.com/v4/letter/s/58956e/32.png) [@SantoshK](https://community.greythr.com/u/SantoshK)\
**Post date:** [June 16, 2020, 6:36am UTC](https://community.greythr.com/t/what-are-some-steps-for-claiming-hra-deduction/288/1 "2020-06-16T06:36:31Z")

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Any rules for claiming HRA deduction?

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**Author:** ![Anil](https://avatars.discourse-cdn.com/v4/letter/a/da6949/32.png) [@Anil](https://community.greythr.com/u/Anil)\
**Post date:** [June 19, 2020, 11:36am UTC](https://community.greythr.com/t/what-are-some-steps-for-claiming-hra-deduction/288/2 "2020-06-19T11:36:33Z")

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HI Adarsh,

I researched into some rules that are applicable for HRA claims are listed as follows-

- Your allotted HRA cannot exceed more than 50% of your basic salary.

- As a salaried employee, you cannot claim for the full rental amount you are paying. Your exemption will be based on the least of the below mentioned options:

- You can also avail tax benefits of HRA along with a home loan.

- In case you stay with your parents, you are eligible to pay rent to your parents and collect a receipt for HRA claim. However, similar rules don’t allow you to pay rent to your spouse and claim a tax exemption.

- If the annual rent of your accommodation exceeds Rs.1,00,000, then presenting the landlord’s PAN card is mandatory. Also, in case the landlord does not have a PAN card, he/she can provide a self-declaration.

- Another important rule is that in case your landlord is an NRI, you must deduct 30% tax from the rent amount that needs to be declared.