# \#income-tax-savings **URL:** https://community.greythr.com/tag/income-tax-savings/315.md [Latest](https://community.greythr.com/latest.md) · [Categories](https://community.greythr.com/categories.md) · [Tags](https://community.greythr.com/tags.md) --- ## [Why Is Sobha Crescent Becoming the Most Talked-About Luxury Project in Gurgaon?](https://community.greythr.com/t/why-is-sobha-crescent-becoming-the-most-talked-about-luxury-project-in-gurgaon/23482)
**Author:** [@preetsingh](https://community.greythr.com/u/preetsingh)\ **Replies:** 0\ **Last updated:** [May 13, 2026, 12:01pm UTC](https://community.greythr.com/t/why-is-sobha-crescent-becoming-the-most-talked-about-luxury-project-in-gurgaon/23482 "2026-05-13T12:01:45Z")
If you are searching for a premium luxury residence in Gurgaon, then Sobha Crescent is definitely a project worth exploring. Located in Sector 63A on Golf Course Extension Road, this upcoming luxury development by Sobha … --- ## [Why Provident Capella is the Perfect Smart Investment in Whitefield, Bangalore](https://community.greythr.com/t/why-provident-capella-is-the-perfect-smart-investment-in-whitefield-bangalore/22971)
**Author:** [@preetsingh](https://community.greythr.com/u/preetsingh)\ **Replies:** 0\ **Last updated:** [April 15, 2026, 10:01am UTC](https://community.greythr.com/t/why-provident-capella-is-the-perfect-smart-investment-in-whitefield-bangalore/22971 "2026-04-15T10:01:23Z")
If you’re looking for a modern and future-ready home in Bangalore, Provident Capella in Whitefield is definitely worth exploring. Designed especially for urban families, this residential project offers thoughtfully plann… --- ## [How HR Leaders Can Choose the Best Insurance Plan for Employees](https://community.greythr.com/t/how-hr-leaders-can-choose-the-best-insurance-plan-for-employees/21353)
**Author:** [@Corporate\_Team](https://community.greythr.com/u/Corporate_Team)\ **Replies:** 0\ **Last updated:** [December 9, 2025, 5:48am UTC](https://community.greythr.com/t/how-hr-leaders-can-choose-the-best-insurance-plan-for-employees/21353 "2025-12-09T05:48:42Z")
Introduction: Insurance as a Strategic HR Decision In today’s competitive talent market, offering health insurance is no longer just a benefit — it’s a strategic retention tool. Employees expect protection not only for … --- ## [Web Development Company in Delhi | Custom Website Solutions](https://community.greythr.com/t/web-development-company-in-delhi-custom-website-solutions/20628)
**Author:** [@VaaniLive](https://community.greythr.com/u/VaaniLive)\ **Replies:** 1\ **Last updated:** [September 18, 2025, 11:48am UTC](https://community.greythr.com/t/web-development-company-in-delhi-custom-website-solutions/20628 "2025-09-18T11:48:13Z")
Leading web development company in Delhi offering responsive website design, eCommerce & custom web solutions tailored to your business. Delhi’s tech biological system is flourishing, with a dynamic blend of offices adve… --- ## [Who Should Invest in Mid Cap Mutual Funds?](https://community.greythr.com/t/who-should-invest-in-mid-cap-mutual-funds/12452)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 1\ **Last updated:** [July 16, 2025, 6:31am UTC](https://community.greythr.com/t/who-should-invest-in-mid-cap-mutual-funds/12452 "2025-07-16T06:31:17Z")
Investors with a Long Term Investment Horizon: As we all know, big companies do not get built overnight. Since the underlying asset of mid cap mutual funds is companies that are yet to become big, investors need to be … --- ## [Exemptions - Income Tax for Donations](https://community.greythr.com/t/exemptions-income-tax-for-donations/1795)
**Author:** [@Anushree](https://community.greythr.com/u/Anushree)\ **Replies:** 4\ **Last updated:** [March 4, 2025, 12:57pm UTC](https://community.greythr.com/t/exemptions-income-tax-for-donations/1795 "2025-03-04T12:57:06Z")
Hi, What donations are eligible for IT savings? How can it be claimed? Thank you Anu --- ## [80D Exemption for Employee with 2-Year Medical Insurance Renewal](https://community.greythr.com/t/80d-exemption-for-employee-with-2-year-medical-insurance-renewal/16451)
**Author:** [@sacchasona](https://community.greythr.com/u/sacchasona)\ **Replies:** 1\ **Last updated:** [February 5, 2025, 6:00am UTC](https://community.greythr.com/t/80d-exemption-for-employee-with-2-year-medical-insurance-renewal/16451 "2025-02-05T06:00:41Z")
An employee renewed their parent’s medical insurance for two years, with payment made in May 2024 and coverage from May 2024 to May 2026. How should the 80D exemption for this premium be handled in the current tax year… --- ## [Why is there option for Mutual Funds under 80C in POI?](https://community.greythr.com/t/why-is-there-option-for-mutual-funds-under-80c-in-poi/11981)
**Author:** [@202317](https://community.greythr.com/u/202317)\ **Replies:** 2\ **Last updated:** [July 14, 2024, 11:50am UTC](https://community.greythr.com/t/why-is-there-option-for-mutual-funds-under-80c-in-poi/11981 "2024-07-14T11:50:00Z")
Hey peeps, I was filing my POI just the other day and I saw greytHR offering under 80C two separate components for Mutual Funds for deduction - ELSS and Mutual Funds. But on the web, I couldn’t find anywhere saying we c… --- ## [💼 Attention HR Managers: Simplify Tax Filing with Cleartax!](https://community.greythr.com/t/attention-hr-managers-simplify-tax-filing-with-cleartax/13340)
**Author:** [@Shobhit\_Gaur](https://community.greythr.com/u/Shobhit_Gaur)\ **Replies:** 0\ **Last updated:** [June 19, 2024, 10:54am UTC](https://community.greythr.com/t/attention-hr-managers-simplify-tax-filing-with-cleartax/13340 "2024-06-19T10:54:15Z")
Hello community members, Your employees under the tax season stress? Not anymore! Join our webinar on “Cutting Down Tax Filing Stress for Your Staff ft Cleartax” and learn how to simplify tax filing for your employees. … --- ## [How much should be the Basic component in salary](https://community.greythr.com/t/how-much-should-be-the-basic-component-in-salary/13127)
**Author:** [@shefalipatil](https://community.greythr.com/u/shefalipatil)\ **Replies:** 6\ **Last updated:** [May 31, 2024, 5:09am UTC](https://community.greythr.com/t/how-much-should-be-the-basic-component-in-salary/13127 "2024-05-31T05:09:02Z")
Hi, How much should be the Basic component in Salary? For example if Salary is of Rs. 50,000 per month then how much should be the basic? --- ## [Features & benefits of investing in National Savings Certificate ! 📑](https://community.greythr.com/t/features-benefits-of-investing-in-national-savings-certificate/12957)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [May 14, 2024, 9:29am UTC](https://community.greythr.com/t/features-benefits-of-investing-in-national-savings-certificate/12957 "2024-05-14T09:29:57Z")
Fixed income: Currently, the scheme is generating a guaranteed return at the rate of 7.7% for investors. The returns offered by NSC have generally been higher than FDs. Types: The scheme originally had two types of … --- ## [What is National Savings Certificate and who should invest ! 💷](https://community.greythr.com/t/what-is-national-savings-certificate-and-who-should-invest/12948)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [May 13, 2024, 10:01am UTC](https://community.greythr.com/t/what-is-national-savings-certificate-and-who-should-invest/12948 "2024-05-13T10:01:01Z")
What is National Savings Certificate? The National Savings Certificate (NSC) is a fixed-income investment scheme that you can open with any post office branch. This is an initiative by the Government of India and encoura… --- ## [What Are the Best Ways to Lower Taxable Income? 💹](https://community.greythr.com/t/what-are-the-best-ways-to-lower-taxable-income/12611)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [April 8, 2024, 8:40am UTC](https://community.greythr.com/t/what-are-the-best-ways-to-lower-taxable-income/12611 "2024-04-08T08:40:38Z")
There are a host of tax-saving tools under the Income Tax Act, 1961, where you can invest to build your wealth while reducing your taxable income. Now, for you, the ultimate tax-saving goal would be to lower your taxabl… --- ## [Comparison of FD rates!](https://community.greythr.com/t/comparison-of-fd-rates/12549)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [April 2, 2024, 7:30am UTC](https://community.greythr.com/t/comparison-of-fd-rates/12549 "2024-04-02T07:30:02Z")
Community Manager. --- ## [How much tax you can save!](https://community.greythr.com/t/how-much-tax-you-can-save/12488)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 25, 2024, 6:30am UTC](https://community.greythr.com/t/how-much-tax-you-can-save/12488 "2024-03-25T06:30:08Z")
Community Manager. --- ## [Child education plans!](https://community.greythr.com/t/child-education-plans/12475)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 22, 2024, 6:30am UTC](https://community.greythr.com/t/child-education-plans/12475 "2024-03-22T06:30:47Z")
One of the major responsibilities as a parent is to ensure that you provide your children with a high-quality education. The education children receive today is the guarantee for their future. Today, education costs are … --- ## [Top schemes of Mid Cap Mutual Funds sorted by last 5 year returns!](https://community.greythr.com/t/top-schemes-of-mid-cap-mutual-funds-sorted-by-last-5-year-returns/12431)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 19, 2024, 5:30am UTC](https://community.greythr.com/t/top-schemes-of-mid-cap-mutual-funds-sorted-by-last-5-year-returns/12431 "2024-03-19T05:30:28Z")
Hello Community Members, Mid Cap Mutual Funds are equity funds that invest in the mid-sized companies of India. The companies are some of the fastest-growing companies in India and are at a stage today’s leaders were a … --- ## [Tax Saving Investments for Senior citizens and Retired Persons!](https://community.greythr.com/t/tax-saving-investments-for-senior-citizens-and-retired-persons/12252)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 8, 2024, 7:30am UTC](https://community.greythr.com/t/tax-saving-investments-for-senior-citizens-and-retired-persons/12252 "2024-03-08T07:30:32Z")
Hello Community Members, Post retirement, there needs to be a steady flow of funds to manage your regular expenses as there is no monthly salary flowing in your account. So, what are the options for the elderly? Seni… --- ## [Tips to save up better for your family!](https://community.greythr.com/t/tips-to-save-up-better-for-your-family/12238)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 7, 2024, 5:30am UTC](https://community.greythr.com/t/tips-to-save-up-better-for-your-family/12238 "2024-03-07T05:30:58Z")
Hello Community Members, \*\* Some tips to save up better for your family\*\* Parents can claim the school fees Save up to Rs 2 lakh under Section 80D Start investing in a child plan For additional tax savings… --- ## [What are the income tax saving plans for parents with single income!](https://community.greythr.com/t/what-are-the-income-tax-saving-plans-for-parents-with-single-income/12227)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 6, 2024, 5:30am UTC](https://community.greythr.com/t/what-are-the-income-tax-saving-plans-for-parents-with-single-income/12227 "2024-03-06T05:30:09Z")
Hello Community Members, If yours is a single-income household with a child, you need to be prudent in your financial plans to save tax as well as fulfill goals of your family and children. The plans to choose from inc… --- ## [Tax saving investment plans for young unmarried tax payers and couples with single income!](https://community.greythr.com/t/tax-saving-investment-plans-for-young-unmarried-tax-payers-and-couples-with-single-income/12224)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 5, 2024, 9:31am UTC](https://community.greythr.com/t/tax-saving-investment-plans-for-young-unmarried-tax-payers-and-couples-with-single-income/12224 "2024-03-05T09:31:58Z")
Hello Community Members, For individuals who are in their late 20s or early 30s, unmarried or married with only one person contributing towards household expenses, the most-apt tax saving options are: Equity Linked S… --- ## [Best tax saving investment options!](https://community.greythr.com/t/best-tax-saving-investment-options/12223)
**Author:** [@Kaulin](https://community.greythr.com/u/Kaulin)\ **Replies:** 0\ **Last updated:** [March 5, 2024, 9:15am UTC](https://community.greythr.com/t/best-tax-saving-investment-options/12223 "2024-03-05T09:15:27Z")
Hello Community Members, Tax-saving is an important part of financial planning. An intelligent tax-planning strategy can serve the dual objective of helping individuals meet their financial goals and save tax in the pro… --- ## [Income Tax on PF interest received during non contributory period (more than 5 years member)](https://community.greythr.com/t/income-tax-on-pf-interest-received-during-non-contributory-period-more-than-5-years-member/9123)
**Author:** [@Ananth](https://community.greythr.com/u/Ananth)\ **Replies:** 2\ **Last updated:** [June 5, 2023, 10:41am UTC](https://community.greythr.com/t/income-tax-on-pf-interest-received-during-non-contributory-period-more-than-5-years-member/9123 "2023-06-05T10:41:02Z")
Dear members, Will there be any Income Tax on Interest received for PF during non contributory period. Member is not working for past 3 years. Kindly contribute your thoughts. Regards, --- ## [Incorrect PAN, mismatch in TDS and Form 26AS](https://community.greythr.com/t/incorrect-pan-mismatch-in-tds-and-form-26as/3532)
**Author:** [@ManasaRP](https://community.greythr.com/u/ManasaRP)\ **Replies:** 3\ **Last updated:** [March 6, 2023, 4:56am UTC](https://community.greythr.com/t/incorrect-pan-mismatch-in-tds-and-form-26as/3532 "2023-03-06T04:56:26Z")
Hi, Scenario- TDS deducted and deposited under wrong PAN by employer. So TDS not be reflected in Form 26AS. What is the process to claim TDS for employee? How to correct the PAN number mistake? --- ## [FBP - Flexible Benefit Plan](https://community.greythr.com/t/fbp-flexible-benefit-plan/7673)
**Author:** [@Nidhin](https://community.greythr.com/u/Nidhin)\ **Replies:** 2\ **Last updated:** [January 11, 2023, 9:27am UTC](https://community.greythr.com/t/fbp-flexible-benefit-plan/7673 "2023-01-11T09:27:53Z")
Hello everyone, Wish you all a Happy new Yr… Need a suggestion w.r.t FBP (\*Flexible Benefit plan). Currently we have Sodexo (Food coupon) as part of FBP. Can we add any other FBP plan to save income tax or do we have an… --- ## [HRA exemption for paying rent to two house](https://community.greythr.com/t/hra-exemption-for-paying-rent-to-two-house/7417)
**Author:** [@nshah3915](https://community.greythr.com/u/nshah3915)\ **Replies:** 0\ **Last updated:** [December 16, 2022, 4:39am UTC](https://community.greythr.com/t/hra-exemption-for-paying-rent-to-two-house/7417 "2022-12-16T04:39:29Z")
My current office model is hybrid model, so I am paying rent for two house ,1st place where I am working right now and 2nd at my native place for my parents where I am visiting one or two times in a month as it is hybrid… --- ## [Employee Reimbursements](https://community.greythr.com/t/employee-reimbursements/5952)
**Author:** [@vksaravanan](https://community.greythr.com/u/vksaravanan)\ **Replies:** 1\ **Last updated:** [September 8, 2022, 8:31am UTC](https://community.greythr.com/t/employee-reimbursements/5952 "2022-09-08T08:31:01Z")
Dear Team, Is there any option where we can provide Petrol & Vehicle Maintenance allowance to employees in their salary structure? where they can claim benefits for paying petrol bills, vehicle insurance & other repair &… --- ## [Claim HRA exemption in file tax returns?](https://community.greythr.com/t/claim-hra-exemption-in-file-tax-returns/3516)
**Author:** [@Nisha](https://community.greythr.com/u/Nisha)\ **Replies:** 2\ **Last updated:** [June 23, 2022, 8:55am UTC](https://community.greythr.com/t/claim-hra-exemption-in-file-tax-returns/3516 "2022-06-23T08:55:44Z")
Hi, For employees who missed out on submitting rent receipts to the employer due to various reasons, what are the steps to claim HRA exemption when in file ITR? --- ## [Deductions-HRA](https://community.greythr.com/t/deductions-hra/5418)
**Author:** [@ManasaRP](https://community.greythr.com/u/ManasaRP)\ **Replies:** 1\ **Last updated:** [June 23, 2022, 7:27am UTC](https://community.greythr.com/t/deductions-hra/5418 "2022-06-23T07:27:48Z")
We can deduct HRA from gross salary to get Taxable income. Is this deduction also available to those who have there own house for living? --- ## [Can individuals actual tax saving investment be different from the declared one?](https://community.greythr.com/t/can-individuals-actual-tax-saving-investment-be-different-from-the-declared-one/4865)
**Author:** [@Anisha](https://community.greythr.com/u/Anisha)\ **Replies:** 1\ **Last updated:** [May 4, 2022, 8:21am UTC](https://community.greythr.com/t/can-individuals-actual-tax-saving-investment-be-different-from-the-declared-one/4865 "2022-05-04T08:21:46Z")
Hi Sir, Can individuals actual tax saving investment be different from the declared one? [Next page](https://community.greythr.com/tag/income-tax-savings/315.md?match_all_tags=true&page=1&tags%5B%5D=income-tax-savings)