For two PPF accounts. How much maximum tax benefit can be claimed?

For additional PPF account opened in kid’s account by employee. Will they get tax benefit on this Rs 1.5 lakh or interest on the amount or both if they continue with the accounts?

Or It gets clubbed to parents account and does not add to the benefits?

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The ceiling for deposits to individual self account and minor account(s) to whom one is guardian, is currently capped at Rs 1.5 lakh in a financial year. Accordingly, interest earning and tax benefit is also available on Rs 1.5 lakh only. Minor’s PPF account gets clubbed with the guardian’s.
It is recommended to close the minors account. You could open a minor account in the next financial year and ensure a submission of minimum of Rs 500 and cumulatively maximum of Rs 1.5 lakh in both the accounts."

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