For Non-Resident Indians (NRIs), investing in Indian real estate offers emotional and financial rewards—but it also requires strong precautionary steps to avoid fraud and legal complications. Distance often makes it difficult to monitor transactions, property titles, and local compliance. Therefore, NRIs should always verify the property’s title and ownership documents through a reputed local lawyer before purchasing. Check for any encumbrances or disputes by obtaining an Encumbrance Certificate and reviewing municipal tax receipts.
When appointing someone to manage property in India, use a specific and time-bound Power of Attorney (PoA) instead of a general one. Ensure it’s duly notarized and registered. For under-construction projects, invest only in RERA-registered developments to ensure transparency and timely possession. Payments should always go through bank channels, not cash, for clear financial records.
Additionally, NRIs can subscribe to e-alert services offered by state registration departments to track any unauthorized property transfers. Regularly visiting or engaging a trusted property manager for physical inspections also helps prevent misuse or encroachment.
By combining legal diligence, digital vigilance, and secure documentation, NRIs can confidently invest in India’s growing property market—turning long-distance ownership into a safe and rewarding opportunity.