TDS deduction on emergency EPF Withdrawal

Hi team,

We are getting some questions on TDS deduction related to emergency EPF Withdrawal.
Is there a way employee can avoid TDS on the withdrawal? in what scenario its not deducted?

Please clarify.


This might answer a major part of your question- How EPF withdrawal is taxed?

If the amount withdrawn is more than Rs 50,000 before the completion of 5 years of service, TDS is deducted at a rate of 10% from the EPF balance. While making a withdrawal, don’t forget to include your PAN. TDS will be deducted at 30% if PAN is not submitted. If Form 15G/Form 15H is submitted, no TDS is deducted. If the subscriber is in the taxable bracket, however, he must declare the EPF withdrawal on his or her tax return. However, no TDS is deducted if the amount withdrawn is less than Rs 50,000 before the completion of 5 years of continuous service. A detailed article similar to this question.

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