When employer is not contributing to NPS, how much can an employee invest in NPS?

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1

Hi,

When employer is not contributing to NPS, how much can an employee invest in NPS? What are the available tax benefits in that case?

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2

You can invest upto 50,000 per annum. Apart from 1.5 lacs tax benefit under 80C this will be considered for a tax benefit.

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3

Hi @RamyaV

Rs.1,50,000 as per section 80CCD(1)(section 80C) without employer.

If employer contributes then they are called as “Voluntary contribution towards NPS by employer” which is 10% of basic 80CCD(2) & 50,000 additional as 80CCD(1)b

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