INR 300 Per Employee Can Change Your Entire Claims Curve

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Most HR teams think controlling medical claims needs big budgets.

But Indian corporate data says otherwise:

:white_check_mark: Companies with structured wellness programs saw a 14% drop in medical costs

MediBuddy–CII Corporate Health & Wellness Report 2024

:white_check_mark: Productivity improved by 22%

same study

:white_check_mark: Every ₹1 spent on wellness returns ₹6.62 in healthcare savings

ASSOCHAM corporate wellness findings

In simple terms:

A micro-wellness spend of just ₹200–₹300 per employee/year (1–3% of a GMC premium) can unlock double-digit claim reduction.

Why it works:

  • early risk detection

  • chronic disease coaching

  • mental health nudges

  • preventive screenings

  • lifestyle interventions

  • data-driven engagement

This is not theory.
This is what Indian companies are already experiencing.

At today’s medical inflation (12–14%) and rising renewal costs, prevention isn’t a “nice to have.”

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