🧩 Top 5 Challenges HR Teams Face in Employee Health Benefits

:one: Rising Healthcare Costs :money_bag:

  • Medical inflation in India is among the highest in Asia.
  • Renewals get costlier every year, especially after large claims or lifestyle-related illnesses.
  • HR struggles to balance cost control with adequate coverage.

:two: Low Employee Awareness & Engagement :chart_decreasing:

  • Many employees don’t fully understand their group health cover — sum insured, inclusions, exclusions, or the claim process.
  • Underutilisation or misinformation leads to frustration during emergencies.

:three: Customisation & Flexibility Challenges :gear:

  • Today’s workforce is diverse — different age groups, family structures, and health priorities.
  • One-size-fits-all policies no longer work.

:four: Managing Claims & Admin Burden :receipt:

  • Manual claim tracking, coordination with TPAs, and handling exceptions take a huge toll on HR bandwidth.
  • Errors in data submission (e.g., dependent details) often lead to claim rejections.

:five: Keeping Employee Data & Policy Records Updated :open_file_folder:

  • Employee movements — new hires, exits, dependents, and corrections — make policy administration a real challenge for HR teams.
  • Outdated records often lead to claim rejections or delays.
  • Tracking these changes manually eats up time and increases error risk.

At Omnikavvach Insurance Brokers, we help HR teams break that cycle.
:white_check_mark: Smarter renewals
:white_check_mark: Seamless claims support
:white_check_mark: Employee education & helpdesk
:white_check_mark: Customisable, wellness-driven plans

No digital team? No problem.

We become your extended HR support, handling everything from onboarding to claims — so you can focus on people, not paperwork.

:speech_balloon: Let’s make employee health benefits simpler, smarter, and stress-free.

#Omnikavvach #EmployeeBenefits #HRSupport #GroupHealthInsurance #CorporateWellness #InsuranceSimplified #PeopleFirst #HealthInsurance #EmployeeExperience #WorkplaceWellness #HRCommunity #HRIndia

#EmployeeBenefits #HRChallenges #GroupHealthInsurance #WellnessAtWork #Omnikavvach #InsuranceSimplified #CorporateHealth

1 Like