Taking loan against PPF account


I read subscribers of PPF are eligible for taking loans. What is the maximum amount? What is the process to get the loans?

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PPF accounts allow the subscribers to take personal loans against the available balance in the account at a competitive interest rate. This is beneficial for individuals who want to apply for short-term loans without pledging any asset as collateral.

As per the PPF loan rules, an account holder can get loan against PPF account from 3rd to 6th year of PPF account opening and the PPF loan interest rate is just 1 per cent. Read more

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